Open your new account in 5 minutes or less by completing this simple, secure application!
By clicking “CONTINUE” you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Bankers Lender or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy to see how we treat your data.
Thank you for your interest in Bankers Lender. Please have the following items handy to upload in order to expedite your application process:
- Driver's License (needed for deposit and loan applications)
- Most recent paystub or prior year Form W-2 (needed for loan application only)
In the following screens for the account opening process you will select one of the following types of account.
The type of account you select may determine how property passes on your death. Your will may not control the disposition of funds held in some of the following accounts.
SINGLE-PARTY ACCOUNT WITHOUT "P.O.D." (PAYABLE ON DEATH) DESIGNATION. The party to the account owns the account. On the death of the party, ownership
of the account passes as a part of the party's estate under the party's will or by intestacy.
SINGLE-PARTY ACCOUNT WITH "P.O.D." (PAYABLE ON DEATH) DESIGNATION. The party to the account owns the account. On the death of the party,
ownership of the account passes to the P.O.D. beneficiaries of the account. The account is not a part of the party's estate.
MULTIPLE-PARTY ACCOUNT WITH RIGHT OF SURVIVORSHIP. The parties to the account own the account in proportion to the parties' net contributions to the account.
The financial institution may pay any sum in the account to a party at any time. On the death of a party, the party's ownership of the account passes to the surviving parties.
MULTIPLE-PARTY ACCOUNT WITH RIGHT OF SURVIVORSHIP AND P.O.D. (PAYABLE ON DEATH) DESIGNATION. The parties to the account own the account in proportion to the parties'
net contributions to the account. The financial institution may pay any sum in the account to a party at any time. On the death of the last surviving party, the ownership of the account
passes to the P.O.D. beneficiaries.
You will receive a text message after clicking ‘CONTINUE’ to confirm your identity.
USA PATRIOT Act
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Personal Loan Disclosures
- By submitting a loan application, you are agreeing to a “hard” credit inquiry that will impact your credit score.
- You will be given the option to have Bankers Lender report the funded loan and associated repayment information to the credit bureaus.
- Borrowers who qualify for a personal line of credit will also need to open a Digital Checking Account with Bankers Lender to allow for loan advances.
- Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount.
- Bankers Lender loans offer rates between 9.49% - 15.49% APR and terms of 2 or 3 years. There is no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
- The majority of Bankers Lenders borrowers are able to complete the application process automatically without providing additional supporting documents, however final approval is conditioned upon passing the hard credit inquiry and certain debt-to-income ratios. Loan processing may be subject to longer wait times if additional documentation is required for review.
As of November 8, 2024
